What does Debit only UK charges from the account mean?

This is when the UK charges for transferring money are taken from your account.
Any international charges will be taken from the money you’re transferring.
So your recipient will receive the payment amount minus any international charges.

Important

As part of the second Payment Services Directive (PSD2), the payment service regulators have introduced the following regulation on payments for all banks across the EEA:

Where the senders Bank and the beneficiary’s Bank are located within the EEA, irrespective of the currency of the transaction, shared charging (SHA) is mandatory, which means:

  • the sender must pay any charges levied by their Bank
  • the beneficiary must pay any charges levied by their Bank

Therefore the only charge option available is Shared (SHA).

This is the case for both sterling accounts and currency accounts

 

EEA countries where shared charging would be mandatory

  • Aland Islands
  • Austria
  • Azores
  • Belgium
  • Bulgaria
  • Canary Island
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • French Guiana
  • Germany
  • Gibraltar
  • Greece
  • Guadeloupe
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Madeira
  • Malta
  • Martinique
  • Mayotte
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Reunion
  • Romania
  • Saint Martin
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • United Kingdom

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