Can I use my debit card abroad?
Yes, you can use your debit card in millions of shops and cash machines worldwide - anywhere you see the VISA sign.
If you use your Debit Card abroad or pay in a currency other than Sterling (either abroad or in the UK):
Barclays will charge you a 2.75% Non-Sterling Transaction Fee for using your debit card abroad when making purchases, withdrawing cash, or when you are being refunded. This fee will also apply whenever you do not pay in sterling, for example when you shop online at a non-UK website.
In addition to this fee, if you’re getting cash out over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank, you’ll also be charged a £1.50 Non-Sterling Cash Fee and the ATM provider may apply other charges.
(The Non-Sterling Cash Fee was previously referred to as 'commission' and 'foreign exchange charge' and the Non-Sterling Cash Fee as a 'fee' and 'transaction charge'.
VISA converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction. This date may be different to the day on which the transaction took place. Historic exchange rate information is available at
http://www.visaeurope.com/en/cardholders/exchange_rates.aspx
When using your debit card abroad some merchant terminals or ATMs may offer you the choice of paying for your transaction in sterling. If you choose to pay in sterling the 2.75% Non-Sterling Transaction Fee will not apply, but you should always try to find out what the merchant or ATM provider’s commission charges are and what exchange rate they are using, as overall it may be more expensive to pay in sterling. Although the Non-Sterling Transaction Fee will not apply for these transactions, you will still have to pay the Non-Sterling Cash Fee if you are getting cash over the counter at a bank abroad (including Barclays), or using an ATM other than a Barclays ATM or an ATM at a Global Alliance member bank.
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